Personal Tax and Finance

🗓️ Listings Tomorrow – 16th Feb,2026

🤖 Fractal Analytics Limited IPO
Listing Date : Mon, Feb 16, 2026
BSE Script : 544700
NSE Code : FRACTAL
IPO Price : ₹900

💰 Aye Finance Limited IPO
Listing Date : Mon, Feb 16, 2026
BSE Script : 544699
NSE Code : AYE
IPO Price : ₹129

9 hours ago | [YT] | 0

Personal Tax and Finance

KEDARNATH TEMPLE TO REOPEN ON APRIL 22

9 hours ago | [YT] | 1

Personal Tax and Finance

📩🔐 Hide “Seen” on Instagram!

Tired of the pressure after opening someone’s Instagram message? 😬
Good news! Instagram has a hidden setting that lets you read messages without showing “Seen” to the other person 👀

✅ How to Hide “Seen” on Instagram

1️⃣ Open Instagram
2️⃣ Go to the chat of the person
3️⃣ Tap on their name / profile at the top
4️⃣ Open Privacy & Safety
5️⃣ Turn OFF ➜ Read Receipts ❌

That’s it! 🎉

Now you can read their messages peacefully,
they won’t know you’ve seen it 😳

9 hours ago | [YT] | 2

Personal Tax and Finance

🚨Sensex Return By All Prime Ministers

Indira Gandhi: 117.7% Return
Rajiv Gandhi: 170.9%
V.P Singh: 91.9%
Chandra Shekhar: 5.3%
P. V. Narsimha Rao: 180.8A%
Atal Bihari Vajpayee (1 Term): -2.6%
H.D Deve Gowda: 0.02%
Inder Kumar Gujral: 29.9%
Atal Bihari Vajpayee(2 & 3 Term): 168.1%
Manmohan Singh (1st Term): 210%
Manmohan Singh (2nd Term): 78%
Narendra Modi (1st Term): 59.5%
Narendra Modi (2nd Term): 74.6%
Narendra Modi (3rd Term): 4%..

In Manmohan Singh Term People Got Highest Return Ever 🤯

11 hours ago | [YT] | 1

Personal Tax and Finance

VERY IMPORTANT !

RBI Amendment – Impact on Stock Brokers

Effective 1 April 2026.

1. Only 100% secured funding for brokers
Limited carve-outs like intra-day settlement timing facilities

Earlier: Rs.100 bank guarantees could be taken with Rs.50 FD + Rs.50 unsecured (PG / corporate guarantee)

2. Bank Guarantees in favour of exchanges/clearing: Minimum 50% collateral required, and out of that 25% must be cash.

3. Equity collateral
Minimum 40% haircut wherever equity shares are accepted as collateral

4. No bank funding for prop trading
Exceptions only for market making, limited debt warehousing etc

5. All exposure count as capital market exposure
Banks’ overall limits for capital market exposure apply -- basically lending appetite may reduce

6. Ongoing collateral monitoring + margin call provisions
Collateral cover must maintained on an ongoing basis &
facility agreements to have explicit provisions for margin calls in case of shortfalls

11 hours ago | [YT] | 0

Personal Tax and Finance

🔖TDS/TCS DEADLINE ALERT 🚨

*Final Deadline for Correction Statements (Older Years)*


As per Section 397(3)(f) of the Income Tax Act, 2025, the Government has prescribed a final deadline for filing TDS/TCS correction statements for earlier financial years.

➡️ From 1 April 2026, the system will not accept corrections for the periods listed below.

📅 Affected Periods
• FY 2018–19 → Q4 only
• FY 2019–20 → All quarters
• FY 2020–21 → All quarters
• FY 2021–22 → All quarters
• FY 2022–23 → All quarters
• FY 2023–24 → Q1 to Q3

⚠️ Immediate Action Required

11 hours ago | [YT] | 0

Personal Tax and Finance

🚨 Mainboard IPOs Ahead! 📈🔥

💎 PNGS Reva Diamond Jewellery Limited IPO
🧵 Shree Ram Twistex Limited IPO
🩺 Gaudium IVF & Women Health Limited IPO
🌍 Clean Max Enviro Energy Solutions Limited IPO ⚡

1 day ago | [YT] | 3

Personal Tax and Finance

Indian Car Market: 2021 ➝ 2025 MASSIVE SHIFT 🚨🇮🇳

Most people missed this change.

Here’s how ALL 10 major car brands actually moved:

1. Maruti Suzuki
47.8% ➝ 39.91%
→ Lost ~8%, still king but slipping

2. Hyundai
17.42% ➝ 12.50%
→ Hatchback-heavy = pressure

3. Tata Motors
8.2% ➝ 12.68%
→ Safety + EV + India-first strategy

4. Mahindra
5.75% ➝ 13.25%
→ SUV domination story

5. Kia
5.75% ➝ 5.79%
→ Held ground, no breakout

6. Toyota
3.44% ➝ 7.17%
→ Hybrids + smart partnerships

7. Honda
3.03% ➝ 1.4%
→ Sedan focus hurt badly

8. Skoda + Volkswagen (Kylaq magic 🚀)
~1.5% ➝ 2.4%
→ ~50k ➝ 1.08–1.10 lakh cars
→ Localisation + Kylaq unlocked volumes

9. Renault
~2.5% ➝ ~0.8%
→ Entry cars lost relevance

10. Nissan
~1.2% ➝ ~0.5%
→ Magnite boost faded

Big lesson:
India didn’t reject global brands.
India rewarded those who adapted.

SUVs + pricing + localisation = survival.

1 day ago | [YT] | 2

Personal Tax and Finance

Never Forget. Never Forgive. 🙏🏻
14th February 2019...

Pulwama will forever burn in our national memory. 🇮🇳

1 day ago | [YT] | 3

Personal Tax and Finance

“Gold is money. Everything else is credit.” JP Morgan said this in 1912.

1 day ago | [YT] | 2