Welcome to the Channel! My name is Ross Kelly and I'm passionate about all things finance, and I work in the Financial Planning profession. From investing and saving to budgeting and retirement strategies. Whether you're just starting your financial journey or looking to sharpen your money skills, this channel is here to break down complex topics into clear, actionable insights.
I recently achieved my RQF Level 4 Diploma in Regulated Financial Planning through the CII. Since November, I've successfully passed R01 through R06, completing the exams in April and earning my Diploma at the end of May. My other studies include a Master’s Degree in Finance and Investments and a Bachelor’s Degree in Finance and Economics.
If you like the content and want to learn all things finance, subscribe here for regular videos that will help you build financial confidence and help inform you to make smarter decisions with your money.
Let’s grow financially, together!
Ross Kelly
Make your kids pay no Inheritance Tax!
My most recent video goes over everything you need to know about Inheritance Tax - and how to lower or fully eliminate the tax bill!
Nothing complicated, just takes a bit of forward planning and knowing the rules.
Let me know if the video helps in the video comments!
2 months ago | [YT] | 1
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Ross Kelly
35 Years of NI Doesn't Mean a Full State Pension!
In this new video I go over the common misconception that having paid 35 years of NI contributions means you'll have a full State Pension.
This is due to the 'Contracting Out' Scheme in the 80s & 90s, so be sure to check it out to see if you might be affected - and share it with anyone who might need to see it!
2 months ago | [YT] | 1
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Ross Kelly
New video out now - reacting to finance TikToks!
I decided to edit this one myself, so a fair amount of work went into it - be sure to let me know your feedback in the comments!
3 months ago | [YT] | 0
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Ross Kelly
Hi Everyone!
Just a wee heads up - I will be uploading a video earlier than normal with one coming out tomorrow.
This is due to the topic being rather recent news - the changes to cash ISAs.
Be sure to comment on the video with your opinions on the changes covered in the video - I'm curious to hear your thoughts on the supposed changes.
Due to the quick turnaround I wasn't able to use the editor that I've hired for the past few videos as he was already working on another video of mine - hence why it's back to me editing it.
This will count as the normal Monday upload - so the next video after this one won't be until the 14th.
Unless there's some major breaking news.
I thought I'd just give a wee update and keep you in the loop for those who may care to know.
Thank you again for the continued support everyone!
7 months ago | [YT] | 1
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Ross Kelly
Hi Guys!
First time making a community post, so there's a cool milestone!
Just to let you know, today's video is delayed due to my editor having some technical issues.
I apologise for that - but I'm sure I'll be able to get it uploaded early tomorrow so keep an eye out.
Also thank you all so much for the recent support on the State Pension After Death video, I had no clue it would blow up like it did so thank you all so much for the support!
See you tomorrow!
7 months ago | [YT] | 4
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