FedSmart Podcast

Jesse Black, Steven Puckett, and Nick Black explain why federal employees should think carefully about Roth conversions: traditional-to-Roth conversions are taxable.


With new conversion flexibility inside the TSP starting in January, understanding the tax implications matters more than ever.


In this episode, you’ll learn:
1. Why a Roth conversion is considered taxable income
2. How conversions can affect your tax bracket
3. Why the best move depends on your personal situation


Watch the full podcast here... https://youtu.be/LTZw5NUcrZ0
Bonus: FederalRetirementCourse.com (zero cost)


#RothConversion #TSP #FederalEmployees #FedSmart #FederalRetirement #JesseBlack #StevenPuckett

2 days ago | [YT] | 4

FedSmart Podcast

Why do federal retirement timelines take longer than expected? Jesse Black and Steven Puckett explain what is normal and how to plan around it.


In this episode, you will learn:
• When preparation should begin
• What causes delays after separation
• How planning ahead reduces frustration


Watch now: https://youtu.be/vScYt_gVGUI
Bonus resource: FederalRetirementCourse.com


#FedSmart #FederalRetirement #JesseBlack #StevenPuckett #FederalLife

3 days ago | [YT] | 6

FedSmart Podcast

Before making changes to your TSP, get informed. Jesse Black and Steven Puckett break down what federal employees need to understand first.


Watch the full podcast here... https://youtu.be/rztQUDKMP24


Bonus learning at FederalRetirementCourse.com.


#FedSmart #FederalRetirement #JesseBlack #StevenPuckett #RetirementPlanning

5 days ago | [YT] | 4

FedSmart Podcast

Jesse Black, Steven Puckett, and Nick Black explain a rule many federal employees misunderstand: you may be able to access your traditional TSP without penalty if you separate the year you turn 55 or older.


This can make a major difference in retirement transition planning.


In this episode, you’ll learn:
1. The age 55 rule and why it matters
2. How it relates to retirement cash flow planning
3. What to watch for with timing and status updates


Watch the full podcast here... https://youtu.be/LTZw5NUcrZ0
Bonus: Visit FederalRetirementCourse.com (zero cost).


#TSPWithdrawal #FederalEmployees #FERSRetirement #FedSmart #FederalRetirement #JesseBlack #StevenPuckett

6 days ago | [YT] | 2

FedSmart Podcast

Jesse Black, Steven Puckett, and Nick Black explain what federal employees retiring under 62 should expect with the FERS supplement.


Key point: the supplement often starts once retirement is finalized, and missed payments may be back paid afterward.


In this episode, you’ll learn:
1. When the supplement usually begins
2. Why it may not start right away
3. How to plan for the gap responsibly


Watch the full podcast here... https://youtu.be/LTZw5NUcrZ0
Bonus: Visit FederalRetirementCourse.com (zero cost).


#FederalRetirement #FERS #RetirementTips #FedSmart #FederalRetirement #JesseBlack #StevenPuckett

1 week ago | [YT] | 2

FedSmart Podcast

What really happens after a federal employee retires? Jesse Black and Steven Puckett break down timelines that surprise many retirees.


In this episode, you will learn:
• When to start preparing for retirement
• What to expect financially after separation
• How preparation affects retirement timelines


Watch the full episode: https://youtu.be/vScYt_gVGUI
Bonus resource: FederalRetirementCourse.com


#FedSmart #FederalRetirement #JesseBlack #StevenPuckett #FederalBenefits

1 week ago | [YT] | 6

FedSmart Podcast

OPM retirement backlog surges in December. #JesseBlack #StevenPuckett #FedSmart #FederalRetirement . Not affiliated with OPM or any government agency

1 week ago (edited) | [YT] | 4

FedSmart Podcast

TSP returns for the start of the year! #JesseBlack #StevenPuckett #FedSmart #FederalRetirement. Not affiliated with TSP or any other government agency.

1 week ago | [YT] | 4

FedSmart Podcast

Jesse Black, Steven Puckett, and Nick Black explain why “separated status” matters for federal employees retiring and what they’re seeing right now.


Their current update: many retirees are seeing the status change happen fairly quickly after retirement, which can make the transition feel more predictable.


In this episode, you’ll learn:
1. What separated status timing looks like today
2. Why it matters during the interim period
3. What can slow it down in certain cases


Watch the full podcast here... https://youtu.be/LTZw5NUcrZ0
Bonus: Check out FederalRetirementCourse.com (zero cost).


#FederalRetirement #FERS #OPM #FedSmart #FederalRetirement #JesseBlack #StevenPuckett

1 week ago | [YT] | 7

FedSmart Podcast

When should federal employees start preparing for retirement? Jesse Black and Steven Puckett explain why waiting can create unnecessary stress later.


In this episode, you will learn:
• When preparation should realistically begin
• What happens financially after separation
• How preparation impacts retirement timelines


Watch now: https://youtu.be/vScYt_gVGUI
Bonus resource: FederalRetirementCourse.com


#FedSmart #FederalRetirement #JesseBlack #StevenPuckett #FederalLife

2 weeks ago | [YT] | 6