Welcome to MyFintax, led by CA Suraj Soni along with a dedicated team of tax and finance educators, Chartered Accountants, and business advisors. With a growing community of 150K+ followers on Instagram, we simplify Income Tax, GST, Investments, Business Compliance, and Personal Finance through practical, clear, and actionable content.
Whether you are a student, salaried professional, business owner, or investor, our mission is to help you understand money, taxes, and financial planning with confidence.
What you’ll find here:
• Tax planning and ITR insights
• GST and compliance guidance
• Investment and wealth creation frameworks
• Business setup, scaling, and financial literacy
• Latest finance, economy, and policy updates explained simply
Subscribe and join the MyFintax learning community — where finance becomes simple, structured, and empowering.
MyFintax by CA Suraj Soni
📈 Stocks That Could Grow Big in 2026–27
From metals and chemicals to banking, NBFCs, mining, capital markets, and defence these sectors could see strong momentum after Budget 2026–27 announcements.
Why?
• Higher infrastructure capex boosts metals & cement
• Manufacturing incentives support chemicals & industrials
• Credit growth + reforms help banks & NBFCs
• Defence allocations strengthen domestic players
• Market activity benefits exchanges & capital market firms
📌 Budgets don’t just allocate money. They quietly indicate where growth will be pushed next.
Smart money tracks policy direction before price momentum begins.
🔔 Follow @myfintaxofficial & @casurajsoni for daily finance updates, IPO news & market insights!
10 hours ago | [YT] | 2
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MyFintax by CA Suraj Soni
🚀 ₹10–50 Lakh for Indian Founders and most don’t even apply.
The government isn’t just talking about startups, it’s funding them.
Top schemes every entrepreneur should know:
• Startup India Seed Fund Scheme up to ₹50L
• NIDHI PRAYAS, up to ₹10L
• Biotechnology Industry Research Assistance Council (BIRAC BIG), up to ₹50L
• Small Industries Development Bank of India Fund of Funds, ₹10,000 Cr corpus
• Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), collateral-free loans up to ₹2 Cr
📌 These aren’t “influencer tips.”
They’re real capital for prototypes, product launch, manufacturing, and scale.
Most founders fail not because of lack of ideas but because they don’t know funding exists.
If you’re building in India, this is not optional knowledge.
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14 hours ago | [YT] | 2
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MyFintax by CA Suraj Soni
That “₹80 Lakh” House Is Actually a ₹2 Crore Commitment 👀🏠
EMI is just the beginning interest, charges, and hidden costs quietly double the price.
Before you fall in love with the house, fall in love with the math. 💸
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16 hours ago | [YT] | 2
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MyFintax by CA Suraj Soni
📈 ₹1 lakh. 20 years. Life-changing difference.
If you had invested in quality businesses like Eicher Motors, Page Industries, or Bajaj Finance, that ₹1 lakh could have grown into crores.
Meanwhile, steady compounders like Asian Paints, Tata Consultancy Services, HDFC Bank, and Infosys quietly multiplied wealth over decades.
📌 The real pattern wasn’t hype.
It was:
• Strong business models
• Consistent earnings growth
• Reinvestment
• Long-term holding
Most people chase fast returns.
Real wealth was built slowly by owning great businesses and doing nothing.
🔔 Follow @myfintaxofficial & @casurajsoni for daily finance updates, IPO news & market insights!
17 hours ago | [YT] | 3
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MyFintax by CA Suraj Soni
📲💰 PF withdrawal is about to get instant.
The Employees' Provident Fund Organisation (EPFO) is set to launch a new mobile app in April 2026 that will allow subscribers to withdraw their PF directly to their bank accounts via UPI using their linked UPI PIN.
No long claim cycles.
No extended waiting periods.
Just faster, digital transfers.
📌 What the app will offer:
• Check eligible EPF balance instantly
• Transfer funds securely via UPI
• Near-instant credit to bank account
• Fully digital, simplified process
With over 8 crore subscribers, this move could significantly modernize how Indians access their retirement savings.
Trial runs have already been completed to ensure smooth rollout.
PF access is moving from paperwork to real-time.
🔔 Follow @myfintaxofficial & @casurajsoni for daily finance updates, IPO news & market insights!
1 day ago | [YT] | 4
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MyFintax by CA Suraj Soni
🚨 India just tightened the rules on AI content and the internet may not feel the same again.
New guidelines introduce:
• Mandatory labels for AI-generated content
• 3-hour takedown timelines for flagged violations
• Criminal liability warnings for misuse
• Strong action against deepfakes and impersonation
Every upload may now require a clear disclosure: “Is this AI-generated?”
📌 Why this matters:
Governments are shifting from observing AI to actively regulating it, especially where misinformation, fraud, and deepfakes are involved.
For creators and platforms, compliance just became serious.
For users, digital trust may finally get stronger.
The AI era isn’t slowing down.
But it’s now entering its regulated phase.
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1 day ago | [YT] | 0
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MyFintax by CA Suraj Soni
💰 FDs are safe. Blind trust isn’t.
In a shocking banking fraud, a bank employee allegedly diverted ₹4.58 crore from over 110 Fixed Deposits, impacting 40+ customers many of them senior citizens.
📉 The funds were reportedly:
• Withdrawn without customer consent
• Moved into the stock market
• Used for risky F&O trading
The plan? Make quick profits and return the money.
Reality? Market volatility. Heavy losses. Funds unrecovered.
The fraud surfaced in February 2025 after a customer spotted discrepancies. A police complaint followed, and the employee was arrested and suspended.
📌 What this teaches every bank customer:
✔️ Check your FD and bank statements regularly
✔️ Keep SMS & email alerts active
✔️ Never share OTPs or PINs
✔️ Enable multi-factor authentication
Fixed Deposits remain low-risk.
But financial safety also needs vigilance.
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1 day ago | [YT] | 2
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MyFintax by CA Suraj Soni
🍽 No more forced service charge on your restaurant bill.
The Centre has clarified that adding a mandatory service charge violates consumer protection laws and action is being taken against restaurants that continue the practice.
The Central Consumer Protection Authority has warned establishments that compulsory service charge is an unfair trade practice under the Consumer Protection Act, 2019. The Delhi High Court upheld this position in March 2025.
📌 What this means for you:
• Restaurants cannot add service charge by default
• It cannot be collected under another name
• You cannot be denied service for refusing to pay
• GST cannot be applied on unlawfully added charges
Enforcement has already begun, including directions issued to Barbeque Nation after complaints.
💡 Bottom line:
Service charge is voluntary, not mandatory.
If it’s forced, you have the right to refuse.
🔔 Follow @myfintaxofficial & @casurajsoni for daily finance updates, IPO news & market insights!
2 days ago | [YT] | 2
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MyFintax by CA Suraj Soni
🚗 Buying a used car? The paperwork matters more than the price.
A second-hand vehicle can save you money but skipping legal formalities can cost you years of stress.
📌 Before (and right after) purchase, always:
• Transfer the RC within the legal deadline
• Update insurance in your name
• Clear pending challans on the Parivahan portal
• Check for active loan or hypothecation
• Verify details on the VAHAN database
• Keep sale agreement, ID proof, and payment records
⚖️ Remember:
No RC transfer = liability confusion.
No insurance update = claim rejection risk.
Unpaid challans = transfer delays.
A used car saves lakhs.
Legal mistakes can cost even more.
🔔 Follow @myfintaxofficial & @casurajsoni for daily finance updates, IPO news & market insights!
2 days ago | [YT] | 6
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MyFintax by CA Suraj Soni
🌍 Investing in Nvidia or any foreign stock? Don’t forget the tax side.
If you hold overseas shares, ETFs, mutual funds, ADRs or inherited foreign securities, Indian law requires proper disclosure in your Income Tax Return under Schedule FA.
📌 What many miss:
It’s not about profit.
It’s about reporting foreign assets correctly and on time.
Failure to disclose can trigger:
• Penalties
• Tax scrutiny
• Prosecution in serious cases
The rule exists to ensure transparency and track global investments under tax laws and FEMA.
Smart investors diversify globally.
Smarter investors stay fully compliant.
Global investing = global reporting.
🔔 Follow @myfintaxofficial & @casurajsoni for daily finance updates, IPO news & market insights!
3 days ago | [YT] | 4
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